Accounting & advisory for independent dental practices

A CPA firm dedicated to independent dental practices.

Pact is a CPA firm exclusively for independent dental practices across NY, NJ, and CT. Dental-specific tax planning, bookkeeping, and the financial decisions in between. One relationship. Specialized in dental. Flat fee structure.

Book a Call (646) 902-1312
Why Pact

We know dentistry. It's the only industry we serve.

Most CPAs serve dentists the same way they serve law firms and restaurants. Pact specializes in independent dental practices.

01

Dental is all we do.

Tax planning is dental-specific: equipment depreciation, R&D credit, etc. We set up your accounting around dental practice economics. You see how your practice is doing, benchmarked against the dental industry, not a general small business.

02

Present for the decisions, not just the deadlines.

Hiring an associate. Financing a CBCT. Bringing in a partner. Opening a second location. Evaluating a PPO drop. Buying the building. We're in those conversations, not just the one in April when the tax return is due.

03

Flat fee structure. Pay for outcomes.

Pricing and scope of engagement are known before any work starts. Your follow-up questions won't start a billable hour clock or generate additional invoices. You pay for the outcome, a well-run finance operation for your practice, not for billable hours.

04

Reachable when you need us. Informed in between.

When you reach out, you get a substantive response from a CPA who knows your practice. Between conversations, we keep you informed with real clarity on how the practice is doing, what's working, what isn't, and what to pay attention to.

Read more about how we work
Services

Two ways to work with us.

An ongoing partnership for the monthly financial work of running a practice, plus project-based support for major decisions and transitions.

Ongoing
Ongoing Core Services

Monthly bookkeeping, tax, overhead benchmarking, and financial advisory — your CPA partner as you run a practice.

  • Dental-specific chart of accounts and monthly bookkeeping
  • Quarterly tax estimates and annual returns
  • Monthly overhead tracking benchmarked to the dental industry
  • Cash flow forecasting and financial advisory
  • Unlimited access for strategic questions
Learn more
Project-based
Practice Transitions

Pre-ownership planning for associates working toward their first practice, plus financial due diligence, deal support, and post-close setup when the deal happens.

  • Acquisition: financial due diligence and quality of earnings
  • Sale: books cleanup and seller-side Quality of Earnings preparation
  • Startup (de novo): entity formation, projections, financing
  • Deal structure and tax implications
  • Post-close accounting setup
Learn more
Carmen Wu, CPA, Founder of Pact CPA
About

Carmen Wu, CPA

Founder

Before founding Pact, Carmen spent nearly a decade in financial controller and regulatory finance roles at Barclays, after beginning her career in audit at Ernst & Young in New York City. She established Pact CPA to bring Wall Street-level financial rigor to Main Street dental practices.

Instead of generic accounting, Pact applies dental-specific bookkeeping and tax planning. By combining precise overhead tracking with dental-focused tax strategy, she gives independent practice owners the financial discipline they need to run a profitable business, maintain healthy cash flow, and ultimately maximize their actual take-home pay.

More about Carmen and Pact
Insights

Notes on running a healthy dental practice.

All insights
First posts coming soon. We'll share notes on PPO economics, overhead tracking, transitions, and the financial work of running a dental practice.

Let's talk about your practice.

A chance for us to understand your current setup, your practice, and where you want to take it. And a chance for you to see whether Pact is the right fit.

Book a Call (646) 902-1312